HalalCrypto

Frequently Asked Questions

Straight answers — no spin.

Every answer here is written with the same logic we apply to the product: clear, sourced, and free of overpromising.

Why no free tier?

Because Saudi SaaS businesses that ask customers to pay from day one are the ones that survive. No free tier means no spam signups, no ghost accounts, no diluted service — every subscriber is a paying subscriber, and every paying subscriber actually gets served. Sustainable service needs real customers from day one, and we'd rather be honest about that.

Why paid from day one?

Because we're a small team. Every customer matters, and every customer gets our full attention. Paying from day one keeps the relationship honest: you pay for real research, we commit to delivering it. We don't want a business model that depends on a huge user base where nobody gets served properly.

Do you offer a trial?

No trial period at this stage. The digital service is delivered immediately on activation, which makes the usual refund-window arrangement legally and practically unsuitable. All three tiers have clear, published parameters — portfolio composition, stop-loss mechanics, targets — so you can evaluate what you are buying before you buy it.

What payment methods do you accept?

During the private-launch window, the payment or activation path depends on what is actually active at the time of your request. If a local rail or a global crypto/card checkout rail is ready, it appears in the activation flow. If not, we complete verification and onboarding manually by email or WhatsApp until the ready rail is available.

What's your refund policy?

No refunds — the digital service is delivered at activation and fees are non-refundable. You can cancel at any time to stop future billing. EU and UK customers are asked at signup to explicitly waive the 14-day withdrawal right under CRD Art. 16(m). Card payments are subject to network rules and the issuer's chargeback rights; crypto payments are final on-chain confirmation.

How is this actually halal?

Three compliance layers: (1) Methodology built on an AAOIFI-aligned framework, with Saudi Permanent Committee for Scholarly Research and Ifta and Al Rajhi Bank Shariah Board guidance cross-referenced, adapted for blockchain protocol realities; (2) Permanent, published exclusion of any coin tied to interest (riba), gambling, leverage products, derivatives, or haram industries; (3) Execution is 100% spot — no leverage, no margin, no perpetuals, no futures. This does not replace a personal Shariah review, but the methodology is published in full so you or your scholar can evaluate it directly.

What's the difference between the three tiers?

Conservative ($49 USD/month): top-20 coins only, threshold 12, $50M volume floor, -5% stop. Moderate ($69 USD/month): full universe, threshold 8, $10M volume, -7% stop. Multi-X ($99 USD/month): extended halal universe, asymmetric TP ladder (+30/+60/+100%), $5M volume, -8% stop. The difference is in the technical parameters and risk appetite — every tier passes the same 4-gate AAOIFI-aligned screening.

Is Conservative less halal than Multi-X?

No. All three tiers run the exact same 4-gate AAOIFI Sharia screening. Every coin in every tier passes the same riba, gharar, maysir, and haram-sector checks. The same coins are excluded across all tiers. What changes between Conservative, Moderate, and Multi-X is the technology depth — how many signals are evaluated, how frequently the market is checked, how trades are sized, and how exits are structured. Conservative is not a watered-down version of Multi-X. It's the same AI engine, deliberately tuned for capital preservation.

Are the signals investment advice?

No. HalalCrypto describes a research system and operating tracks. We do not provide personal investment advice, nor individual Shariah, legal, or tax advice. You are responsible for assessing personal suitability before any decision. Crypto is a high-risk asset class and loss is always possible.

What happens to my assets if HalalCrypto shuts down?

Your assets are on Binance — we only place orders. If we shut down, nothing on your Binance account changes. All orders stop; your holdings remain untouched. You have full, uninterrupted access to your Binance account at all times.

Is this service compliant in my country?

HalalCrypto is a signal and research service, not a licensed investment advisor or broker. The legality of automated trading signal services varies by jurisdiction. We do not provide financial advice and do not hold any regulatory license. You are responsible for understanding the regulations applicable to you. We recommend consulting a local financial advisor or regulatory body if you are unsure.

What exchanges do you support?

Binance only at launch. Bybit and OKX are on the roadmap. We will notify all subscribers when additional exchange support is added.

How do I cancel?

Log into your dashboard, go to Account → Subscription, and click Cancel. Your subscription stops at the end of the current billing period. No cancellation fee, no retention flow, no phone call required.

How is your AI different from generic crypto bots?

Most bots are a single strategy running in a loop with no compliance layer. HalalCrypto runs six specialist AI agents that each handle one job: one reads the market (30+ signals every cycle), one keeps your portfolio halal (daily re-screen), one sizes each trade intelligently (not random, not fixed — adaptive), one checks sanctions lists every night, one routes orders to the best price across four exchanges, and one watches everything 24/7 and pauses if something looks wrong. Every agent is documented. Nothing is a black box.

What does 'multi-agent orchestration' actually mean?

It means instead of one bot doing everything, six specialist AI agents each handle one thing — and they're really good at that one thing. Think of it like a small expert team: a market analyst, a Sharia compliance officer, a risk manager, a compliance checker, a trader, and a 24/7 monitor. They pass information to each other before any trade is placed. If any one of them flags a problem, the trade stops. The result is a system that's more reliable, more transparent, and harder to fool than any single-strategy bot.

Is this the same AI technology that hedge funds use?

The underlying techniques — regime detection, Kelly-fractional sizing, multi-signal ensemble weighting, order flow analysis — are well-established in quantitative finance. Our Convex Framework v4 draws on Hannan-Wang adaptive weighting, which is used in institutional multi-strategy portfolios. What is different: we apply this infrastructure to halal-only spot markets, we make the methodology public, and we price it at a flat monthly subscription rather than 2-and-20. The math is institutional grade; the accessibility is retail.

Will the AI know if a coin becomes haram mid-trade?

Yes. The Halal Filter runs a full asset re-screen every day. If a coin in your portfolio is de-listed from the halal universe — due to a protocol change, new riba mechanics, or updated AAOIFI guidance — it is flagged for exit at the next rebalance cycle. The filter does not wait for manual review. Existing positions in de-listed assets are closed in the next execution window and are not replaced with the same asset.

Still have a question?

Reach out directly — we actually reply, because we're a small team and every message reaches us.